意外保險

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意外保險和健康保險有何不同?

意外保險通常是短期的，提供一年或更短期限的保障。它可能不需要考慮受保人的健康曆史，因為保障的是未來可能發生的意外事件。健康保險則可能提供長期保障，並常常與受保人的健康曆史有關。長期的健康保險產品在續保...

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